Head of Retail Risk Policy & Portfolio Management - Hồ Chí Minh

• To develop and maintain strong structured retail risk management methodology that covers all processes of credit initiation and portfolio management from top policy level to operation manuals and supports achieving both risk and business targets.
• Develop, implement, and monitor credit policies and manuals for underwriting processes for both secured and unsecured products
• Ensure compliance of underwriting manual with Bank’s internal and regulatory standards
• Participate in new retail product development, campaigns and product revisions. Discuss product initiatives in constructive way to find compromise between risk control and business growth.
• Working in close cooperation with analytical team monitor and analyze credit performance and operational performance to identify problem and potential improvements, propose and take corrective actions.
• Collaborate with risk strategy management team to ensure automation of designed processes to mitigate operational risk and reduce cost. Initiate and control changes in IT systems accordingly.
• Prepare risk related presentations and materials for high level committees and working groups.

• 3-5 years experiences in Risk management, product development, credit policy setting, credit Initiation (retail banking)
• 1+ years experience leading a team of more than 4
• Fluent in English
• Great Communication Skill
• Proactive and Creative in Working

Benefits
• 13th month bonus, Performance bonus, holiday & training;
• 18 annual leave days
• Education benefits: The bank training institute will monthly send a list of courses for employees to choose their suitable course. Therefore, you can self-registration due to your job requirements;
• Insurance: Insurance under labor law + private insurance for individuals.
• Have opportunity to participate in many great events;
• Working under energetic, friendly environment and good chances to develop your career

- • 13th month bonus, Performance bonus, holiday & training;
- • 18 annual leave days
- • Insurance: Insurance under labor law + private insurance for individuals.

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