Credit Officer

1. Job brief
We are looking for a Credit Officer to facilitate leasing for our clients by assessing creditworthiness and processing relevant paperwork.

Credit Officer responsibilities include assessing credit proposal from branches, examining the evaluation of branch to clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of credit procedures.

2. Responsibilities
• Review long term credit requests on leasing.
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Calculate financial ratios.
• Analyze risks and approve or reject leasing requests
• Monitor progress of existing loans.
• Other tasks assigned by Head of Credit and Approval Department.

• Proven work experience as a Credit Officer or similar role, experience of leasing activities may bring considerable advantages.
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• BSc in Banking and Finance, Economics or related field
• Using English smoothly to present writing and speaking in assessment report and credit discussion.
• Good team work spirit to accomplish the business target of BSL

- Attractive salary
- Social insurance, health insurance, unemployment insurance according to Labor Laws
- Professional, dynamic working environment

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