Indovina Bank Ltd. (IVB) is Vietnam first joint-venture bank established on 21 November 1990, under license No. 135/GP issued by the State Committee for Cooperation, license No. 08/NH-GP dated 29 October 1992 issued by the State Bank of Vietnam. The joint-venture partners are Vietnam Joint Stock Commercial Bank for Industry and Trade (Vietinbank) and Cathay United Bank in Taiwan (CUB). Equally contributed by the two shareholders, IVB’s chartered capital was USD193 million at the end of 2015. IVB with its Head Office in Ho Chi Minh City, 13 branches and 20 transaction offices and counters in Ha Noi, HCM City, Hai Phong, Da Nang, Can Tho, Binh Duong and Dong Nai, has become one of the foremost financial links for foreign companies investing and doing business in Vietnam. IVB also participates actively in the economic development of Vietnam by providing diverse and good quality banking services to all customers throughout the country and abroad. As a joint venture bank, Indovina Bank receives strong and regular support from its prestigious shareholders, Viet Nam Joint Stock Commercial Bank for Industry and Trade and Cathay United Bank in Taiwan, in expanding the network to provide diverse banking and financial products to a wide range of clients. Based on the Flexcube banking software that connects all its units online and helps to enhance its existing services to customers Provide efficient financial results to investors, customers, the community and all employees. Focus on human resource development.