Founded in 1948, LOTTE is one of the largest global groups in Korea and is engaged in a variety of businesses including construction, chemistry, distribution, hotel, tourism, F & B and finance. Lotte Card is a credit card company based on Lotte Group's largest distribution and service network in Korea. Lotte Card is a credit card company that connects Lotte Group's entire retail & consumer service network. Considering the diverse lifestyles of our customers, Lotte Card is dedicated to develop competitive services that can only be provided by Lotte Card. We were the first company to launch the palm vein authentication and we sponsored the 2018 Pyeong Chang Olmypics. Lotte Card aims to become a company that is always loved by our customers as a partner through useful and convenient benefits and services. And currently, in March 2018, LOTTE CARD acquired a 100% stake in Techcom Finance at Techcombank, one of Vietnam's major banks. LOTTE CARD obtained the approval from the State Bank of Vietnam for running the consumer finance business. The new company, LOTTE Finance Vietnam will start full-fledged financial services in Vietnam. Based on Korea’s advanced financial services and credit management technology, FINTECH and Big Data, ultimately aims to provide the best financial service company in Vietnam. Currently, LOTTE Finance Vietnam is located in Lotte Center Hanoi and will provide our employees with the best office environment and infrastructure.