Kiu first launched in Vietnam in 2015 and has globally impacted more than 25,000 SMEs in other countries such as Cambodia, Myanmar, Philippines, Bangladesh, and Thailand where Kiu also has local offices.

Kiu developed Kiu BMP, a platform similar to an ERP but without the constraints, complexities and higher costs which a small business owner can afford. More importantly, Kiu not only provides a technological tool but an opportunity for more SMEs to grow.

Kiu bridges financial institutions and businesses using our Kiu Artificial Intelligence Credit Scoring Platform that analyzes data from Kiu Business Management Platform (BMP) or any third-party application for that matter, to score the loan repayment ability of a business. Our Kiu Credit Scoring platform analyzes fraud, transactional data and millions of historical loans over the past 14 years in conjunction with predictive analysis to create a credit score so banks or MFIs can loan money to MSME or SME instantly. Kiu mitigates risks by using the data collected through Kiu BMP and other data sources to develop data analytics that allows for a credit rating of SME clients.

This entire process enables SMEs to build a credit history that Kiu partner banks and MFIs can actually accept to grant a loan.